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Personal Loan and Mortgages Fees

All fees/service charges are subject to OB


Please find below a listing of our fees and service charges for personal accounts, business accounts, and in-branch transactions. Please note that these fees may impact your account(s).

For further questions and inquiries, please contact us at (+599 9) 466 1111 or mail us at info@mcb-bank.com

PERSONAL LOANS & MORTGAGES

Personal Loan Refinance Fee

Charges

MCB Loans with payoff term less than 6 months

NAf 106.00

All other MCB Loans

NAf 212.00

AOV pensioners

No charge

   

Early Loan Payoff Fee

Charges

Three months in advance

NAf 159.00

Two months in advance

NAf 212.00

One month in advance

NAf 271.00

   

Personal Loan Consolidation Fee*

Charges

Loan amounts lower than NAf 5,000.00

NAf 212.00

Loan amounts between NAf 5,000.00 and NAf 10,000.00

NAf 371.00

Loan amounts greater than NAf 10,000.00

NAf 530.00

   

Balance and Pre-Calculation Letters

Charges

Each Letter

NAf 15.90

 

 

Interest Letters

Charges

Copy of Interest letter

NAf 10.60

Please note:
Interest Letters for the current year will not be charged in case these were not mailed out by the bank or the customer’s address is incorrect. All previous years will be charged.

*These Consolidation fees are applicable when we take over loans from other financial institutions.

FEES PERSONAL LOANS & MORTGAGES IN ARREARS/DEFAULT

Restructure Fee
(Clean up of the arrears related to loan/mortgage)

Charges

Loan amounts lower than NAf 10,000.00

NAf 371.00

Loan (incl. Mortgages) amounts greater than NAf 10,000.00

NAf 795.00

   

Consolidation Fee
(Combining/Merging of several debts into one debt)

Charges

Loan amounts lower than NAf 10,000.00

NAf 265.00

Loan (incl. Mortgages) amounts greater than NAf 10,000.00

NAf 530.00

   

Extension and Late Fees

Charges

Extension Fee
(Monthly payment to be put on hold for a certain period)

1% of the total outstanding amount in NAf + OB

Late Payment Fee

10% on any late payment with a minimum fee of NAf 5.00 + OB

BUSINESS LOANS

 

Late Payment Fee on Non-Revolving Business Loans

5% on any late payment