The ability to adapt to changes around us will remain the greatest strength of our organization
Please find below a listing of our fees and service charges for personal accounts, business accounts, and in-branch transactions. Please note that these fees may impact your account(s).
For further questions and inquiries, please contact us at (+599 9) 466 1111 or mail us at info@mcb-bank.com.
PERSONAL LOANS & MORTGAGES |
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|
Personal Loan Refinance Fee |
Charges |
Early Loan Payoff Fee |
Charges |
|
|
MCB Loans with payoff term less than 6 months |
NAf 106.00 |
|
Three months in advance |
NAf 159.00 |
|
All other MCB Loans |
NAf 212.00 |
|
Two months in advance |
NAf 212.00 |
|
AOV pensioners |
No charge |
|
One month in advance |
NAf 271.00 |
|
Personal Loan Consolidation Fee* |
Charges |
|
Balance and Pre-Calculation Letters |
Charges |
|
Loan amounts lower than NAf 5,000.00 |
NAf 212.00 |
|
Each Letter |
NAf 15.90 |
|
Loan amounts between NAf 5,000.00 and NAf 10,000.00 |
NAf 371.00 |
|
Interest Letters |
Charges |
|
Loan amounts greater than NAf 10,000.00 |
NAf 530.00 |
|
Copy of Interest letter |
NAf 10.60 |
Please note:
Interest Letters for the current year will not be charged in case these were not mailed out by the bank or the customer’s address is incorrect. All previous years will be charged.
*These Consolidation fees are applicable when we take over loans from other financial institutions.
FEES PERSONAL LOANS & MORTGAGES IN ARREARS/DEFAULT |
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|
Restructure Fee |
Charges |
Consolidation Fee |
Charges |
|
|
Loan amounts lower than NAf 10,000.00 |
NAf 371.00 |
|
Loan amounts lower than NAf 10,000.00 |
NAf 265.00 |
|
Loan (incl. Mortgages) amounts greater than NAf 10,000.00 |
NAf 795.00 |
|
Loan (incl. Mortgages) amounts greater than NAf 10,000.00 |
NAf 530.00 |
|
Extension Fee |
Charges |
|
Late Payment Fee |
Charges |
|
|
1% of the total outstanding amount in NAf + OB |
|
|
10% on any late payment with a minimum fee of NAf 5.00 + OB |
BUSINESS LOANS |
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Late Payment Fee on Non-Revolving Business Loans |
5% on any late payment | ||||
